Thursday, August 14, 2014

Insurance Company wants to total out my van.

I sideswiped a concrete post in a parking lot and bent 3 of the four hinges on my side doors.  The pillars the hinges were welded to were slightly bent inward, less than 1".  For this, the insurance company is totaling out my van.  I got this message from them late afternoon (8/14):

"Ms. Swankie, I spoke with Kirmac as well as our staff Property Damage Specialist and they have advised me that due to the amount of damage sustained from this loss, that your vehicle is a total loss. This is the reason we have not received the final estimate from Kirmac because the shop needs to complete a thorough inspection to determine the full extent of the damage and potential costs of parts and labor. Once we receive the finalized total loss estimate, a representative from our total loss department will be in contact with you about the next steps. Regards,  __________.

Then, this morning (8/15) I get this message from Insurance Co. - "Your vehicle has been inspected, and the appraiser is determining whether it is repairable. We'll share the appraisal results soon."

It's like the left hand doesn't know what the right hand is doing.  I want to scream.

Dang it!   I should have stayed in California.

Luckily I was near friends who for some strange reason like me enough to help me get through this, but my heart is broken over my un-SwankieWheels.

The post is almost a foot away from the curb, not in line with the previous post the camera is sitting on top of and a real hazard.  I am not the first person to leave marks on this post.  By the way, the coating on the post was not cut through????  And the plastic totally my van pulling away from a dead stop at a very slow speed?????    Stay far far away from concrete post, covered in plastic, that are in parking lots or in gas stations.  They DO NOT yield.

Who is Swankie?

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Anywhere, USA, Full-Time USA traveler, United States
In 2006, I was shopping for a wheelchair. By 2007, I had new knees, better health and by 2008 a kayak. In Aug 2013, I kayaked my 49th state, Alaska, at the Holgate Glacier and in May 2014, I kayaked Hawaii, my 50th state, to celebrate my 70th Birthday and the finale to the wonderful adventure of Kayaking America? Next up... Solo Hiking the Arizona Trail, 820 miles? Maybe. Still healing from shoulder and trying to decide.