Tuesday, August 30, 2011

Why or why is the month so long and the dollar so short???

Alright, I’m fessing up.  Here is my budget.  What can I do to make my money go farther, other than NOT buying gas for the van?

Monthly Expenses:

Car and Trailer Insurance $  70
Dental Insurance $  34
Hospitalization Insurance $  38
Verizon Internet Service $  64 (essential)
Ancestry.Com $  30 (generates some income)

TOTAL

$236.00
One time only:  
New Hard Drive $  65
New checks     14

TOTAL

$  79

Income:  
Social Security $853
Sketches     90

TOTAL

$943
   
Expenses (8/22 until today):  
Gas $105
Food and misc. $100

TOTAL

$284

Balance today

$194

Out of that balance will come September’s bills due prior to 9/21 totaling $72, leaving me with $122 for gasoline and food and emergencies between now and 9/21.  A tank of gas will cost about $90 or more as prices go up again… leaving me less than $30  or so for food and emergencies.  So, I’m stuck at a nephew’s house in Indiana (rather his yard) until I can get more income from sketches or my social security check arrives.

If anyone can think of ways to trim the budget or generate more income, I’d appreciate the ideas.  Internet access is my life line… can’t cut that.  Ancestry.com is my hobby and sometimes generates a little income from doing genealogical research for others… so I SHOULD NOT cut that.   Insurance… I don’t think I should cut… I usually get the value for my $ there… and besides, I do have military health coverage which covers any other medical expenses.

I spend little on fast foods, just an occasional sandwich from a dollar menu, seldom eat out, carry a supply of ham, cheese and bread in my 12v fridge, have a supply of canned meats on hand, keep some cereal on hand and buy soy milk about 1/2 gal a week.  Don’t buy candy or ice cream often… maybe once a month.

So, HOW can I have more money for gas so I can keep on going down the road.  I plan to pretty much just “park” from Oct – Mar… so things should be a little better then.

Thanks for reading, and thanks for any ideas (or photos to draw).  I am also available for photo retouching and genealogical research.

I feel like a caged wild animal when I can not keep going, driving, reaching my goal… and I scare myself.

Who is Swankie?

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Anywhere, USA, Full-Time USA traveler, United States
Visit me on https://www.facebook.com/swankie.wheels. In 2006, I was shopping for a wheelchair. By 2007, I had new knees, better health and by 2008 a kayak. In Aug 2013, I kayaked my 49th state, Alaska, at the Holgate Glacier and in May 2014, I kayaked Hawaii, my 50th state, to celebrate my 70th Birthday and the finale to the wonderful adventure of Kayaking America? Next up... Solo Hiking the Arizona Trail, 820 miles in Spring 2017. In training now for the hike.

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